If the exit load will apply to periods that are much shorter than your planned investment, then it actually makes your money safer. Says Dhirendra Kumar at FC
Yes, it make sense. For example, if you have an investment time horizon of over 5 years and the exit loads are charged for redemption before 5 years, you don’t have to fear. In a way, the other members of the fund who have redeemed their funds before 5 years have paid for the sales expenses of the fund on your behalf!
So you need not really worry about the exit loads!

