Tag Archives: FMP

Choose between FMPs & FDs

In the last few months, both fixed maturity plans (FMPs) and fixed deposits (FDs) have been competing for investors’ attention. Mutual funds have come out with advertisements where they talk about the advantages of investing in FMPs, which include lower … Continue reading

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Premature Withdrawal of FMPs Not Allowed

Capital market regulator, Sebi, is set to stop early or premature withdrawals by investors in Fixed Maturity Plans (FMPs) to be launched from now on. The recent rush by large corporate investors in FMPs to redeem their investments, which resulted … Continue reading

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FMPs are a Hit in the Market Today

If you track mutual funds, chances are high that you would have seen at least one brochure advertising the benefits of investing in fixed maturity plans (FMPs) in the last 6-8 months! AIG, Lotus India AMC, DSP Merrill Lynch MF, … Continue reading

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FMPs v/s FDs: Action Hotting Up

With banks increasing their fixed deposit rates in the past couple of weeks, fixed maturity plans (FMPs) by mutual funds are also offering higher ‘indicative’ returns. FMPs can only indicate and not guarantee returns. For instance, LIC Mutual Fund and … Continue reading

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Are FMPs risk-free investment avenues?

The rising yields in debt markets have resulted in FMPs (fixed maturity plans) emerging as attractive investment options for investors. Also, the testing conditions in equity markets have in no small measure, contributed to the allure of FMPs. Simply put, … Continue reading

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FDs or FMPs? Which option scores over?

An FMP and FD have similar features of fixed tenor and indicative returns. However, FMPs bring along greater tax efficiency. Here’s taking a look… Fixed Deposits (FDs), for long, have been the key investment cum savings tool for the majority … Continue reading

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